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Many people confuse PMI with MPI when asked if they have mortgage Insurance.  Do you know the critically important difference? 
PMI or Private Mortgage Insurance was required by your mortgage company at the time of your loan if your down payment was less than 20% of  the purchase price of your home.   PMI  is automatically included in your monthly mortgage payment and will remain included until your mortgage balance is less than 78% of your original mortgage.
PMI does not protect you, or your family.  PMI only protects your mortgage company in the event you default on your mortgage.  PMI reimburses your mortgage company for the expenses they incurred  foreclosing on your property.
MPI or Mortgage Protection Insurance is Term life insurance designed to protect your family by providing the funds to pay off your mortgage balance if you should die before completing your mortgage.  Leave A Deed, Not a Debt.  Buy Mortgage Protection Insurance.


Your family will always come first. You wouldn`t want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Mortgage Insurance Protection provided by Level Term Life Insurance for the length of your mortgage along with living Benefits for a Critical illness, a Chronic illness, or a terminal illness can provide an insured mortgage payoff as well as additional funds to pay for your funeral service, bills and other associated costs.

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